Who We Are?
Your Trusted Partner for Securing the Perfect Mortgage
No Broker Fees – Save money on your mortgage journey.
90+ Lenders, 12,000+ Products – Explore tailored options to meet your unique needs.
Over £100 Million Secured – Trusted by clients to deliver exceptional results.
Streamlined Online Application – Fast, hassle-free process from start to finish.
Expert Mortgage Specialists – Dedicated support to guide you every step of the way.
Fully FCA-Regulated – Offering you trust, transparency, and peace of mind.
Our Journey
Our story begins with our founder, Vishal Verma. With a rich history in banking, including roles at ICICI Bank, HSBC, and the State Bank of India, Vishal recognized the limitations of being tied to a single lender’s policy. Driven by a desire to offer more flexible and complete financial services, he established Key Capital Limited in 2017. Since then, we’ve helped countless clients with residential and buy-to-let mortgages, commercial mortgages, bridging loans, and development finance. Our dedication to client satisfaction has set us apart in a highly competitive market.
Our Evolution
Leveraging the latest digital tools, we’ve streamlined our operations, particularly for residential, buy-to-let, and commercial investment mortgages. This innovation allows us to offer these services without additional broker fees, saving our clients time and money. However, for complex transactions like commercial mortgages for trading businesses, bridging loans, development finance, and other specialist finance situations, we continue to offer tailored, expert advice through our Key Capital platform, with a clear and transparent fee structure.
Simplify Your Mortgage Journey
Our Expertise
With over a billion pounds in property finance overseen by our team, Mortgage.One combines industry-leading experience with a deep understanding of the property finance market.
Our team’s credentials include:
- The CFA UK Level 4 Certificate in Investment Management (IMC)
- Certificate in Mortgage Advice and Practice (CeMAP)
- Certified Practitioner in Specialist Property Finance (CPSP)
Simplify Your Mortgage Journey
Our Vision and Goals
Our vision is to redefine mortgage brokerage by offering exceptional service without the typical broker fees. We aim to build long-lasting relationships based on trust, transparency, and unrivaled expertise.
Simplify Your Mortgage Journey
Why Choose Us?
- Regulated and Trusted: Fully authorised and regulated by the FCA, ensuring the highest standards.
- Proven Expertise: Decades of industry experience and professional qualifications ensure you receive the best advice.
- No Broker Fees: We charge no broker fees for residential, buy-to-let, and commercial investment mortgages, simplifying the process and saving you money.
- Comprehensive Solutions: With access to over 90 lenders and 12,000+ products, our expert advisers make sure you get the best deal.
Simplify Your Mortgage Journey
Client Success Stories
At Mortgage.One, we are proud to build on the strong foundation and proven track record established by our parent company, Key Capital Limited. Over the years, Key Capital has successfully delivered a wide range of financial solutions, helping clients achieve their property and financial goals. As we launch Mortgage.One, we bring with us the same team, the same expertise, and the same dedication that have led to our success
Explore Our Case Studies
Our case studies reflect the journey and accomplishments of Key Capital, showcasing the solutions we’ve provided for residential mortgages, buy-to-let investments, commercial property finance, bridging, and development finance projects. As Mortgage.One, we continue this legacy, applying our extensive experience to deliver outstanding results for our clients. Click here to explore our case studies and see how the expertise and success stories under the Key Capital brand are now driving the launch of Mortgage.One, ensuring continuity of service excellence as we expand our offerings