Mortgage.One

Stamp Duty Calculator

  • Calculate your Stamp Duty Land Tax (SDLT) liability for properties in England and Northern Ireland.

  • Determine SDLT for various property types, including first-time buyers, second homes, buy-to-let investments, and commercial properties.

  • Covering both freehold and leasehold properties with accurate and up-to-date calculations.

  • Get your SDLT results quickly and easily with our user-friendly calculator.

Stamp-duty

Calculate Stamp Duty Land Tax (SDLT) for Your Property Purchase in England and Northern Ireland

Quickly estimate Stamp Duty for residential properties, including options for first-time buyers, second homes, and buy-to-let investments. Also calculate SDLT for commercial properties, with freehold and leasehold options.

First-Time Buyer or Moving Home?

Calculate your Stamp Duty Land Tax (SDLT) for your new residential property in England or Northern Ireland. Enjoy potential savings with special rates for first-time buyers!

Property price
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

Buying a Second Home or Investment Property?

Calculate the Stamp Duty Land Tax (SDLT) for your additional property in England or Northern Ireland. Understand the potential impact of the additional 3% surcharge on second homes and buy-to-let properties.

Property price
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

Investing in Commercial Property?

Calculate the Stamp Duty Land Tax (SDLT) for your commercial property purchase in England or Northern Ireland. Take into account freehold or leasehold ownership for accurate calculations.

I am buying
Property price
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.
Your mortgage, simplified

Frequently Asked Questions

What is Stamp Duty Land Tax (SDLT)?

SDLT is a tax paid to HMRC (Her Majesty’s Revenue and Customs) on land and property transactions in England and Northern Ireland when the purchase price exceeds a certain threshold.

The amount you pay depends on the purchase price of the property and your circumstances (e.g., first-time buyer, purchasing an additional property)

Are first-time buyers exempt from Stamp Duty?

First-time buyers are eligible for reduced SDLT rates.

You won’t pay Stamp Duty on the first £425,000 of a property up to a value of £625,000. However, if the property costs more than £625,000, standard rates apply.

Do I have to pay Stamp Duty if I'm buying a second home?

Yes, if you’re purchasing an additional property, such as a buy-to-let or holiday home, you’ll pay an extra 3% on top of the standard SDLT rates, even if the property is under £250,000.

Can Stamp Duty be added to my mortgage?

No, Stamp Duty must be paid upfront within 14 days of completing the property purchase and cannot be added to your mortgage. It’s important to plan for this cost in addition to your deposit.

How can I calculate my Stamp Duty?

You can use our Stamp Duty calculator to quickly determine how much tax you’ll owe based on the property price and whether you’re a first-time buyer or purchasing additional properties.

FAQs
Uncomplicate your mortgage journey

Speak to Our Expert

Connect with Our Expert
Mortgage Advisors

Call free for mobile and landline

Start Your
Mortgage Online

See the deals you qualify for & how much you could borrow

Why choose Mortgage.One?

Navigate the mortgage landscape confidently using our range of helpful guides and calculators.

Your mortgage, your way

Compare today's best interest rates

Compare 20,000+ mortgages from over 100 lenders

Calculate Your Mortgage With Confidence

Calculate Your Borrowing Potential with Our Handy Mortgage Tools and Calculators, All in One Place

See how much can you borrow on Mortgage

Applicant one: Annual income (before tax)
£
Applicant two: Annual income (before tax)
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See How Much it will Cost on Mortgage

How much do you want to borrow?
£
Over how many years?
years
Interest rate
%
Repayment type
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See How much stamp duty will pay on Mortgage

I am Buying
Property price
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See Mortgage Interest Calculator

Loan amount
£
Interest rate
%
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See Mortgage Overpayment Calculator

Loan amount
£
Interest rate
%
Remaining mortgage term
Years
Amount
£

Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See how much can you borrow on Mortgage

Rental Income (per month/per property)
£
Borrowing vehicle
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See How Much it will Cost on Mortgage

How much do you want to borrow?
£
Over how many years?
years
Interest rate
%
Repayment type
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

Buying a Second Home or Investment Property?

Calculate the Stamp Duty Land Tax (SDLT) for your additional property in England or Northern Ireland. Understand the potential impact of the additional 3% surcharge on second homes and buy-to-let properties.

Property price
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See Mortgage Interest Calculator

Loan amount
£
Interest rate
%
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See Mortgage Overpayment Calculator

Loan amount
£
Interest rate
%
Remaining mortgage term
Years
Amount
£

Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See how much can you borrow on Mortgage

Rental Income (per month/per property)
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See How Much it will Cost on Mortgage

How much do you want to borrow?
£
Over how many years?
years
Interest rate
%
Repayment type
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

Investing in Commercial Property?

Calculate the Stamp Duty Land Tax (SDLT) for your commercial property purchase in England or Northern Ireland. Take into account freehold or leasehold ownership for accurate calculations.

I am buying
Property price
£
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See Mortgage Interest Calculator

Loan amount
£
Interest rate
%
Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.

See Mortgage Overpayment Calculator

Loan amount
£
Interest rate
%
Remaining mortgage term
Years
Amount
£

Disclaimer: The amount you can borrow will vary based on your unique circumstances, as well as the lender and rate you choose.
Simplify Your Mortgage Journey

Unlock Mortgage Wisdom

Explore Our Comprehensive Guides & Insights

No posts found!

residencial img

No posts found!

Commercial dummy guide Read More

No posts found!

OBJECTS (1)

Consult with a Pro

Connect with Our Expert Mortgage Advisors

Scroll to Top